Education

These 4 Things Happen Right Before a Heart Attack

Every year, approximately 785,000 Americans suffer a first heart attack. And 470,000 who’ve already had one or more heart attacks have another one. The scary thing is that 25 percent of ALL heart attacks happen “silently,” without clear or obvious symptoms. Even when symptoms occur, they can

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Demotivate with Employee of the Month Programs

Employee-of-the-Month type programs often end up demotivating employees. Doesn’t it make sense that if you recognize your employees you will boost morale and improve productivity? The answer to this question is “yes.” The mistake that companies make is that they think that by selecting one special somebody

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Health Care Reform Information

How does the Affordable Care Act effect you as an employer? 1. If you, the employer, have received a cancellation letter from your carrier, what does that notice mean? It means that either January 1st or whenever your policy renews in 2014, your current non-grandfathered policy will

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The Basics of Long-Term Care Insurance

With nursing home long-term care costs running between $70,000 and $100,000 annually, it is surprising to learn that many American senior citizens do not own insurance to cover the high cost of this care. Americans are living longer; however, this does not necessarily equate to living independently

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How Will Health Care Legislation Impact You?

Get documentation here from the National Association of Health Underwriters about how the health care reform legislation will impact you personally and you as an employer. Download the PDF… this will take you to http://nahu.org

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Key Features of the Affordable Care Act, By Year

On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll out over four years and beyond. Use the links below to learn about what’s changing and when: 2012: Accountable Care Organizations and other programs

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Breaking News: Senate Complement to H.R. 1206 Coming Soon

Today, at NAHU’s 22nd Annual Capitol Conference, NAHU CEO Janet Trautwein announced that at least three bipartisan senators, Mary Landrieu (D-LA), Johnny Isakson (D-GA) and Ben Nelson (D-NE) will introduce legislation to help protect health insurance agent and broker jobs by excluding independent health insurance producer compensation

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IRS clarifies guidelines for W-2 reporting of health coverage costs

This is good timely news for everyone. Take a minute to familiarize  yourself with these new guidelines. With all of the changes coming down in the last year you will have a head start! The Patient Protection and Affordable Care Act requires employers to report the aggregate cost of

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Employee Benefits Help

Need help researching employee benefits for your company? If you or your company is currently researching employee benefits health insurance in Rock Hill SC or the surrounding areas, then we welcome you to the Carolinas Insurance & Investment Group. We hope we can provide some helpful information

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Home Owners Insurance Rock Hill

Plus, 5 tips on what to look for when looking for a home owner’s policy If you are seeking home owners insurance in Rock Hill SC and need the right coverage at the right price, then Carolinas Insurance & Investment Group is the insurance company to talk

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How a Multi-Line Homeowners Insurance Policy can Help You Save

If you are seeking home owners insurance in Rock Hill SC and need the right coverage at the right price, then Carolinas Insurance & Investment Group is the insurance company to talk to. With us as your home owner insurance provider you get variety, options, savings, and

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How to Choose the Right Employee Benefit Package for your Company

If you or your company is currently researching employee benefits health insurance in Rock Hill SC or the surrounding areas, then we welcome you to the Carolinas Insurance & Investment Group. We hope we can provide some helpful information for you as you consider the myriad options

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Are Short Term Disability Insurance Claims Taxable?

The long and the short of whether ones short term disability insurance claims are taxable depend on how and when the money was paid. To be sure, any income you bring in is taxable unless otherwise expressly written. Some exemptions might include money acquired as the result of

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