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THE CIIG
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CIIG
Jan 235 min read
Understanding the Differences Between HMO, PPO, and EPO Health Plans
Choosing the right health insurance plan is one of the most critical decisions for individuals, but also for business owners. With so...
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CIIG
Jan 174 min read
Understanding the Average Cost of Employee Benefits for Small Businesses
As a small business owner, you’ve been there more times than you can count: your employees need comprehensive benefits to continue...
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CIIG
Dec 12, 20246 min read
Addressing Workers’ Compensation for Event Staff and Temporary Workers
Event staff and temporary workers play a crucial role in making larger-scale gatherings, from weddings to hyped festivals run smoothly....
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CIIG
Dec 2, 20245 min read
The Impact of Seasonal Changes on Commercial Insurance for Landscaping Businesses
Your landscaping business thrives on nature’s rhythms, but those same seasonal cycles also bring unique challenges. Each season...
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CIIG
Nov 21, 20244 min read
Be Prepared with a Commercial Insurance Renewal Checklist
When running a business, there are many things on your mind. Renewing your commercial insurance is most likely not very high on your...
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CIIG
Nov 7, 20245 min read
Alternative Insurance Options When Traditional Policies Become Unaffordable
As insurance premiums  continue to rise, business owners and homeowners grapple with the growing challenge of affording traditional...
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CIIG
Oct 24, 20245 min read
The Pros and Cons of Self-Insuring Your Home in a High-Premium Market
In a high-premium market, self-insuring your home can offer significant savings and increased control over your finances. However, it...
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CIIG
Oct 10, 20245 min read
Why Are Insurance Companies Dropping Homeowners? Understanding the Current Crisis
The homeowner’s insurance market has been in turmoil  for some time, with many homeowners finding themselves caught off guard as insurers...
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CIIG
Sep 18, 20244 min read
How to Choose the Best 401(k) Investment Options Based on Your Retirement Goals
Planning for retirement can feel overwhelming, especially when it comes to figuring out which 401(k) investment options are right for...
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CIIG
Sep 6, 20245 min read
Storm Preparedness Tips to Protect Your Home and Business
Storms can hit with little warning, leaving a trail of destruction in their wake. The National Oceanic and Atmospheric Administration...
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CIIG
Aug 21, 20244 min read
Workers’ Compensation for Sales Reps: Coverage While on the Road
Sales reps rank among the professionals who have the highest annual mileage in comparison to other professionals. As a result, their...
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CIIG
Aug 7, 20244 min read
How to Make Sure Your Business Is Covered by Insurance for Hurricane Season
Since 2016, hurricanes have cost the US economy half a trillion dollars. Over the period from 2016 to 2022, the country was hit by...
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CIIG
Jul 24, 20244 min read
Freelancer Coverage for Ride-Sharing and Delivery Services
Most professionals take insurance for granted but this isn’t the case for freelancers. As of 2022, 42 percent of freelance professionals...
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CIIG
Jul 10, 20244 min read
Healthcare Industry Insurance: Navigating Regulations and Liability Concerns for Medical Practices
Did you know that 31 percent of physicians practicing in the US had a claim filed against them throughout their careers? While most...
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CIIG
Jun 19, 20244 min read
Insurance Solutions for Nonprofit Organizations
A nonprofit organization works with various kinds of equipment and it could also be targeted by lawsuits. Having insurance as a form of...
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CIIG
Jun 4, 20244 min read
Do You Need Commercial Auto Insurance?
Like all other types of commercial insurance, business vehicle auto insurance offers protection from financial losses. The involvement of...
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CIIG
May 21, 20244 min read
Cyber Insurance for Retailers: Protecting Against Payment Card Data Breaches and Fraud
Cyberattacks are becoming a growing concern among small business owners. According to research, 88% of small business owners are...
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CIIG
May 8, 20244 min read
Key Factors that Influence the Cost of Your Insurance Premium
Car insurance premiums are among the highest expenditures for car owners. According to data, full coverage car insurance costs about...
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CIIG
Apr 19, 20245 min read
Workers' Compensation Fraud: Identifying Red Flags and Preventive Measures for Employers
Worker's compensation is a mandatory insurance policy in most U.S. states. This insurance policy helps protect and compensate workers in...
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CIIG
Apr 9, 20244 min read
Understanding the Differences Between Umbrella Insurance and Excess Liability Coverage
Not all policies cover the entire scope of a peril or covered incident. In most cases, when the costs of the incident exceed the policy’s...
Welcome to our blog. Here, you can find the latest insurance articles, insights and updates from Carolinas Insurance & Investment Group.
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