Be Prepared with a Commercial Insurance Renewal Checklist
When running a business, there are many things on your mind. Renewing your commercial insurance is most likely not very high on your...
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CIIG
Nov 75 min read
Alternative Insurance Options When Traditional Policies Become Unaffordable
As insurance premiums continue to rise, business owners and homeowners grapple with the growing challenge of affording traditional...
CIIG
Oct 245 min read
The Pros and Cons of Self-Insuring Your Home in a High-Premium Market
In a high-premium market, self-insuring your home can offer significant savings and increased control over your finances. However, it...
CIIG
Oct 105 min read
Why Are Insurance Companies Dropping Homeowners? Understanding the Current Crisis
The homeowner’s insurance market has been in turmoil for some time, with many homeowners finding themselves caught off guard as insurers...
CIIG
Sep 184 min read
How to Choose the Best 401(k) Investment Options Based on Your Retirement Goals
Planning for retirement can feel overwhelming, especially when it comes to figuring out which 401(k) investment options are right for...
CIIG
Sep 65 min read
Storm Preparedness Tips to Protect Your Home and Business
Storms can hit with little warning, leaving a trail of destruction in their wake. The National Oceanic and Atmospheric Administration...
CIIG
Aug 214 min read
Workers’ Compensation for Sales Reps: Coverage While on the Road
Sales reps rank among the professionals who have the highest annual mileage in comparison to other professionals. As a result, their...
CIIG
Aug 74 min read
How to Make Sure Your Business Is Covered by Insurance for Hurricane Season
Since 2016, hurricanes have cost the US economy half a trillion dollars. Over the period from 2016 to 2022, the country was hit by...
CIIG
Jul 244 min read
Freelancer Coverage for Ride-Sharing and Delivery Services
Most professionals take insurance for granted but this isn’t the case for freelancers. As of 2022, 42 percent of freelance professionals...
CIIG
Jul 104 min read
Healthcare Industry Insurance: Navigating Regulations and Liability Concerns for Medical Practices
Did you know that 31 percent of physicians practicing in the US had a claim filed against them throughout their careers? While most...
CIIG
Jun 194 min read
Insurance Solutions for Nonprofit Organizations
A nonprofit organization works with various kinds of equipment and it could also be targeted by lawsuits. Having insurance as a form of...
CIIG
Jun 44 min read
Do You Need Commercial Auto Insurance?
Like all other types of commercial insurance, business vehicle auto insurance offers protection from financial losses. The involvement of...
CIIG
May 214 min read
Cyber Insurance for Retailers: Protecting Against Payment Card Data Breaches and Fraud
Cyberattacks are becoming a growing concern among small business owners. According to research, 88% of small business owners are...
CIIG
May 84 min read
Key Factors that Influence the Cost of Your Insurance Premium
Car insurance premiums are among the highest expenditures for car owners. According to data, full coverage car insurance costs about...
CIIG
Apr 195 min read
Workers' Compensation Fraud: Identifying Red Flags and Preventive Measures for Employers
Worker's compensation is a mandatory insurance policy in most U.S. states. This insurance policy helps protect and compensate workers in...
CIIG
Apr 94 min read
Understanding the Differences Between Umbrella Insurance and Excess Liability Coverage
Not all policies cover the entire scope of a peril or covered incident. In most cases, when the costs of the incident exceed the policy’s...
allen7194
Mar 255 min read
How to Get an Affordable Dental Insurance Plan
Not so many Americans are aware of dental insurance plans and their benefits. According to data, 79% of Americans only know of dental...
CIIG
Mar 185 min read
When to Consider Switching Your Auto Insurance Plan
Most Americans rarely change their auto insurance plans despite it being one of the biggest expenditures for a car owner or driver....
CIIG
Feb 214 min read
Types of Employee Benefits That Employers Must Legally Provide
Employee benefits are not merely schemes to ensure employees earn significantly more than stated in their base salary. Employee benefits...
allen7194
Feb 74 min read
Criteria to Qualify for Disability Insurance
Having a disability can be a life-changing experience. According to data, 42.5 million Americans are living with a disability that’s...
Welcome to our blog. Here, you can find the latest insurance articles, insights and updates from Carolinas Insurance & Investment Group.
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